Virgin Money helps you set up business loans from associates, family and friends. With financing from those you know you can pick your own interest rate and loan terms to fit your situation. Rather than giving interest to a bank, you give it to those who supported your business. Richard Branson, founder of the Virgin Group, turned to his family when he needed a loan for one of his early business ventures:

"When I first started out in the record business, and was struggling to get by, my Aunt Joyce was kind enough to give me a small loan. That loan kept the Virgin Records recording studio afloat. It gave me the time and resources I needed to make my business a success. And many years, and many business ventures later, I still have her to thank."

• A legally-binding promissory note
• Repayment by electronic funds transfer
• Email statements for both borrower and lender
• Online accounts for both
• Year-end reports for both
• Private loan specialist to help keep your loan convenient and hassle-free
• Optional security agreement and UCC filing*
• Optional credit reporting to Dunn & Bradstreet at no additional charge

To learn more, download our FREE Business Builder guide .